Dept store cards typically have the highest rates, worst fees, worst penalties and if you can only use them at dept stores they tend to create situations where people buy items (clothes, shoes, electronics) that they cannot afford.

I will look at the link that Susan posted but when you use Private Lending of any sort what is the typical % rate?

I have been looking at banks only, as they typically give you great rates...but having read the posts on here...it seems like I am completely missing the boat here.Many, many thanks!

On the other end of the spectrum, when rehab projects are not under the gun, my typical day is I wake up promptly at the crack of noon.

There are a few sites that bring it all together but it’s typically expensive.

Real Prospect is limited in formatting so I typically just use Word.

But once you have it, you can re-use it over and over... and the rate it carries is typically prime + 1 to prime + 4.

The term will probably be 20 yr with a 5 yr arm (again a typical commercial loan).

Typically you need to learn the ropes of numbers, and due diligence.

Lenders typically seem to want this to be 1.2 or higher.Try calling a few mortgage brokers or smaller banks and asking about commercial loan.