Alternatively, if you have a business partner within the state, he/she can be the registered agent.

The participant loan feature of the Solo 401k provides a potential alternative.

I'd like to thank each of you @Joe Villeneuve @Sevy Bialke @Patrick Liska@Pat L.I learned something from each of your comments albeit in alternate ways.

We do most of our leveraged Retirement Account investing in our SOLO401Ks (IF you are eligible a great alternative) due to those taxes not applying to 401Ks.

It gives you an alternative to whatever may come.

Please consider me as an alternate if for some unfortunate reason you won’t be able to attend the Annual Conference in Nashville.

As far as your actual score, I never noticed my score going down after purchasing a property but my score did drop a tad when I went out and bought my brand new truck!

For example, if the 3rd unit has been there for a long time, your best argument may be to contend that the 3rd unit should be “grandfathered in”.As an alternative, consider expanding the 1st floor unit into the lower level.

Though I have seen it alternately praised and denounced, the simplest for me to wrap my head around is to take the average local rents, multiply by 2 (for duplex, obviously..), divide in half and subtract the mortgage rates.

The alternative after all that is to buy using a portfolio loan.