@Adam Mittermeier the problem with letting the utilities go off is that they may not have been up to code for years, but they were never inspected because nothing triggered the city of utilities companies to do so.

I have a small natural hair studio (which was discussed prior to renting with the rental office), and things went well and I was offered to enter a new lease for 15 months ( will start on the 16th).

The smaller the better.When you are talking with banks use the term "line of credit"....I know, I know...it sounds like I'm splitting hairs here but a HELOC will usually direct you to the residential division and the Line of Credit will take you to the commercial division (I discovered this over time asking about this subject). 

I hope its allowed to post the link here; it will make your hair stand up.http://www.city-data.com/forum/renting/2231384-fussy-anxious-tenant.html

Wanted to sell more but didn’t want to trigger the reporting but requirements. 

Too many investors get stuck in the mud and never pull the trigger.

And I have no compunction about doing it (though fortunately I haven't had to so far).The dog peed on your floor, and left hair and dander that will require additional cleanup, if you want your place restored to its original condition.  

Hi, I'm Junie Joseph and trigger shy.

You will be out the cost of the appraisal though, so it is really better to ensure you numbers make sense before you pull the trigger.

If RMD's or other income will trigger tax on other beneifts on SS.