Any modifications or improvements costing over 50% of the building assessed value triggers sprinkler rules..Also, and modifications within certain categories of work triggers the rules as well...such as upgrading a heating system MAY trigger the rules.It has become so bad many towns are putting the same rules on 3 unit buildings. 

Unfortunately they financed their education with debt that can't be discharged even in a bankruptcy and many if not most can't find full time work in their chosen fields.Plus to add insult to injury, what ever they do manage to save for a down payment earns zip thanks to the Fed's ZIRP (that the Fed find themselves trapped in).

Look for situations with multiple catalysts which trigger the necessity of a sale. 

I did get a good deal on the loan (4.375% 30yr fixed) and the lender has said that this is what triggered the holding account.

The big problem is that someone will do something crazy and cause injury or worse.  

Most importantly though, once you decide to pull the trigger in this, that is if this is the route you decide to take, don't forget to come back here to BiggerPockets and ask for advice with each step that you take. 

You will trigger a breach and the lender could accelerate the loan and call it due.  

Saying that defaults based on leverage used in fracking will be a trigger that causes a collapse the economy is far fetched.

Originally posted by @Albert Bui:In my case the borrower had no reserves because he has 7 financed properties he needs a min 720 fico, 6 months reserves PITIA on all properties, so he decided to use his IRA statement.It seems to me that the borrower triggered this himself by attempting to use his IRA assets to influence a favorable decision on a loan.

But lets see if i can even pull the trigger at home ??