Because tenant has both of these items incorrect, I highly suspect 1) he did not talk to a lawyer 2) he did not even take 10 minutes to research the items.  

This is in reference to one particular item of rehab.

Otherwise, I am confused why anyone would want to refinance a VA loan that traditionally has the same, or better rates than average conventional loans, and NO mortgage insurance requirement into a commercial loan that will require a bigger equity position, and higher interest rate.Anyway, moving on.....You can reuse your VA more than once. 

Preferably a traditional side by side duplex or triplex or a property that would allow an Airbnb with a private entrance (not a rent by the room fan).I’m not looking to buy until the next 8-12 months and know the current multi-family supply is quite limited making it even more of a challenge.

Hey Sac Investors,I was wondering if anyone focuses on listing their property on Airbnb rather than traditional year long leases and if you could share your experience with this medium.

I have been with the bank for approximately 1 year, and while I am now cash flush due to the refi boom we are experiencing, I do not have enough time in my commission only role to obtain a traditional loan.

let me break it down.1-4 units: this falls under traditional "residential" financing, that you may already be familiar with from single-family.

We have a total rent due, with rent and utilities as separate line items equaling the total in that property.I agree with what other posters have said-best to have tenants pay for their usage.

It will depend on your zoning, but they normally require a separate power meter for the ADU to be capable to renting long term to a traditional tenant. 

They will recommend only good people to me when I ask and they will have their finger on the pulse of availability/progress and also get the word out that I am a good person to work for.If I were you I would look around your house/units and see all the household/tool/etc. things you may need or want and then I would go down to Kovarik True Value Hardware (just did a search), introduce yourself, ask to open an account, buy some items and explain your needs...