With the hot market wright now in San Antonio, I would wait and try to pay that credit card debt specially if you feel you are tight in budget and if you are getting the +$250 in cash flow after expenses, which in my opinion is good and form the value of your property and the the current debt.Good luck!   

Sounds like the deals tight, an investor would need it at 570k. 

You need to better understand how tight the housing market is right now.

What then happens is that the wire starts to arc because the connection is not tight.

Sellers are coming to grips with the new reality.

Hang tight with me when we follow the numbers:You need to know your After Repair Value (ARV)You need to know what your total acquisition costs will beYou need to know what your total renovation costs will beYou need to know what your closing costs with your new lender will beYou need to know what your new lender's LTV will beSo if you buy a home for $50k, put $30k in renovations, have $5k in costs and the home is worth $100k...then your total acquisition costs are $85k.If your next lender will lend 80% LTV and have $5k in costs, then that means you will need about $10,000 out of your own pocket to refinance!

I'd sit tight, and be thankful for good tenants, but you need to do what feels right to you.  

Its tougher to find cashflowing deals in today's market...if a few thousand +/- on the tax bill puts you into the negative then the margins may be a little too tight for it to make sense. 

In a changing market, where credit may be tight or interest rates are high, seller-financing may become a more appealing option for buyers.In addition, seller-financing can be a good option for sellers who want to sell their property quickly or who want to earn a higher return on their investment.

A 1000 sq ft 3:2 is tight.