Using age as a guide to class is more accurate with garden-style Multifamily apartment complexes and that is the context of my previous answer as it is in Multifamily and commercial where you most commonly see the letter grade system.  

This process does not violate the due on slaes clause from lenders as they see the property did not change ownership, simply how it was held.Additionally for protection.

You can see the price they accepted, and all the other details on the property.

Oh, I see, the mortgage amount outstanding when you sell is less, so your capital gain is increased by the amount your principle increases.If that is right, I am still confused by the idea of the capital gain for the first year including a capital gain that will not be taxable until you sell the property, and then, it will be taxable at capital gains rate, not at regular income tax rate?  

Any reasonable judge will see the truth.  

See the pics.

On one hand, I understand there is security in a long term lease, but STR’s are so much more profitable, so on the other hand, it’s funny lenders don’t want to see the additional cash flow/reservations. 

You can analyze unlimited deals and you really start to see the numbers and how they come together. 

(If you want to see the house go to Zillow and search on 228 Gardner Rd.

I have had 6 people sign paperwork to buy the home over the last few months, but even the cash offers have pulled out when they see the price of Homeowners insurance in Louisiana right now.