If your job is uncertain, you should see if there is any provision that will allow you out for something of that nature. 

And of course so many terms can change the rate but for a regular 30 year fixed Id say to find a lender lending between 4-5 is going to be your best bet, but somewhat average at that. 

I hear that I should only consider markets I can access physically on a regular basis or can visit many times to "learn inside and out." 

I've got regular lenders and hard money lenders if needed.

The goal should also be written down and studied regularly.

I’m 25 years old living in Sunny California with a decent regular job.

., wear a mask, sanitize your hands regularly, stay 6 ft apart and never be in the same room, etc.).Regarding the housing market taking a dive, that will depend heavily on how the economy recovers from this pandemic.  

Brian, you have written many highly valuable contributions on this blog, but I think based on the wide ranging nature of this topic, and the confusion due to so many options, this could be your best...and most valuable contribution.For all those interested in this topic, I suggest you copy this post, and save it for future reference.

Also there are some really good agents in the area that focus on working with realestate investors and will know more about what you are looking for than a regular agent.

I’m in SoCal where 4-units regularly sell in the $1.5m range and modest single family can easily hit the $1m range.Thank you, Charlie!