My goal is to create passive income through rental single or multifamily properties and become financially free to be able to give my beautiful wife and my new born son the life they deserve.

Her incentive to do this is that she'd rather loose $20,000 than the entire $66,000 she has in equity.Clearly, I need to verify the creditworthiness of the buyer, verify that they will in fact be able to refinance, verify they have strong homeowners insurance, walk the property, get title insurance, have lawyers draft the needed documents, and make sure it's all properly recorded and collateralized.

Maybe search court records as they likely make a living doing this scam. 

It's time to move and start taking the steps toward my goal of financial independence. 

I go on all these county assessor sites and they all make me confirm that I am not using an algorithm to mine the data off their records.

After several phone calls and meetings, with accountant, financial adviser, and attorney,  (my team) I have decided to go with setting up a new LLC for this property.

I really want to take a loan against my rental building so I can buy more investment properties, but my situation is I don't have tax returns ( new immigrant and this property has only generated income for 6 months), any suggestion on which financial institution can help a case like mine?

Always contact their previous landlord, if they don't have one reject their applicayion.I place a great deal of emphases on credit score since it is a measurement of financial responsibility and financial planning.

It will be recorded at the county clerk's office like any other loan.

Talk about a conflict in philosophies of becoming financially free!