I’ve done a bit of research but don’t know where to start to apply these.I have enough capital for 4-5 down-payments, should I be transferring these amounts to my old Canadian bank account before getting pre-approved before receiving a loan or I can do everything with my overseas bank account if the loans are cheaper here?

And, I actually received a check at closing so I did not pay any closing cost.

I asked for it from customer support on here and haven't received a response.

But in an ideal world, my original realtor and I would have continued working together and he would have received the full commission.

So if you do receive a loan based on the rental income, and no personally income, it would automatically be a non-Fannie/Freddie loan.  

You have a duty to be efficient, otherwise he could claim that it took 73+ days to rent simply because you dragged your feet after receiving his move out notice.Read your own lease, and if the tenant is required by your lease to cover the costs, I would inform the tenant, also in writing, that you "accept the offer of 2 months rent, in advance, as escrow for breach", and that "tenant shall be responsible for any additional re-rental costs; tenant shall receive a pro-rated refund if the unit is re-rented in less than 2 months."

@Lena Claybon - I agree with the other posts about JV or finding private capital, but will also offer another option that may or may not work for your situation.Not sure how close you are with your GC/contractors, but if you have a good relationship, you can have them agree to payment terms where they receive payment after each check-in draw with your lender (so I would assume a week or two later than typically expected). 

Given the circumstances, I would suggest you either notify him via text or Email — whichever way you typically communicate with him more frequently. 

However, if you have rental properties or running a side business then the small deductions like uniform, etc add up especially for officers since they don’t receive uniform allowance.

I’m getting 50-60 text messages and 5-6 phone calls in a row if he does not receive an instant response from me.