(The adjacent lot, fwiw, is not large enough to build on so a purchase would be purely to torture us.)  

Rates are still good and probably lots better than they were in 2006, but that's pure guesswork.Are you paying PMI due to the high LTV?  

I think 3 bdrms will probably have greater appreciation and a quicker sale than a comparable 2 bdrm, but if we're talking purely rentals, our 2 bdrms have out performed our 3 bdrms in ROI.I haven't seen any appreciable difference in length of occupancy btwn our 2 & 3 bdrm units.

Please do post an intro in the new member intro forum.Lets evaluate purely as a rental.

The pure land trust or Title Holding Trust is really designed to keep ownership of real estate on a confidential and private basis.

Maybe less than with a pure rental, but some here will argue the expenses are the same for a lease option as for a pure rental.

Anyway, she said the ones that survived attached themselves to different city agencies, purely for survival and expanded into JV on city projects: Park and Recs, Metro, HUD/Fair-housing etc...Many still exits but are a fractured shell of what they once were.I asked her where is the funding/grants for new construct, she said there was none and or very little.

You should have no problem finding a bank that will give you credit for the expected rent if you can put 25% down as if it were a pure investment property, but then you are missing out on one of the benefits of house-hacking, as @Matt Slakey mentioned: getting a loan that allows you to put a lot less down.  

Expecting anything more is purely a pipe dream and is not commonplace.

This financing is purely asset based and understand foreign buyers’ situation.