In some states advising such can be considered mal-practice.

That said, Quickbooks IS at fault for the bad business practice of just pulling money from my account with no warning, receipt or anything like that.

There is no practical rule of thumb to estimate maintenance.

There is a little bit of estimation and guess work for figuring out vacancy rates and maintenance rates, but otherwise these numbers are pretty solid.Appreciation properties are way more complicated to break down the numbers because there are so many unknowns that can affect the property's ability to appreciate.  

My professional background is in information/computing security and for many years I conducted audits of corporate information security practices/postures.  

Everyone here at our Brokerage is an investor...In addition, we just opened a "virtual branch" in Ocala because our Broker has family up that way, and we are expanding our HUD investor practice by looking for investors where you are.We should talk...

Bottom line, if a move of 0.25% in any rate effects the ability of someone to finance a deal, its not a good deal and/or your not really qualified for the deal. 

Consider them practice runs.  

It slaps of predatory practice giving an option then retaining appreciation over ther term, again, that's not an option contract. 4.

A Solo 401k plan offers the same abilities as a Self-Directed IRA LLC, but without having to hire a custodian or create an LLC.