Sam offers lots of resources.

Ohio offers great sub markets of Columbus, Cleveland, and Dayton to name my top 3.

I have a duplex that is pretty close to the 1% rule and another one that is offering seller financing.

MLS, Offered full price with large down How did you finance this deal?

I am an agent, but a relatively new one, and so I'm hoping you can help me think this through and offer some advice. 

The course was easy to navigate and offers a wealth of support.  

A HELOC is going to be a nightmare and offer in most cases 60-65% CLTV (If you find a bank) that will do Heloc investment. 

About collecting rent through Zelle, though, there are a few key reasons why it might not be the best fit for you as a landlord or property management firm, especially in the long run:Zelle is Designed for Personal Use: Its features are great for sending money to friends and family, but it lacks the business functionalities that landlords need, like automatic rent tracking and late fees.No Rent-Specific Features: You'll miss out on handy features tailored for landlords, such as payment reminders, lease management, and maintenance requests.Transaction Limits and Dispute Resolution: Zelle has sending limits that could interfere with rent payments, and it doesn't offer the same level of protection and dispute resolution you'd get with services designed for rental transactions.Given these limitations, while Zelle might work for now, as you grow and manage more properties, you'll likely need a more robust solution that's designed with landlords in mind.

Any insights you can offer would be greatly appreciated.Thank you!

Thanks There a some lenders that offer require minimal or no season for the Memphis market.