Now if you ask me, there's NOTHING that's unrelated to making my IRA grow, but, hey, they didn't let me write the rules.

Mother Nature says to us what fool is this that brings me his need and plants no seed?

I didn't see a BP link to a commercial lender to the left there (if there is, naturally support the forum - commercial brokers all draw from pretty much the same well), but I had a commercial guy send me info on this about 5 months ago and will look for it.

nothing you can do about their data bases, your ssn and your shredder play no part to this epidemic... yes it is the fastest growing crime in the world right now, but less than 25 percent of it is finanacial, and most identity theft protection will only cover financial, and by cover i mean monitor, when the identity is stolen, they will send you a kit that will literally take you hundreds of hours to restore your identity!

I'll prob work 50-60 hours/week at the JOB with a very stable firm and I expect I have some super solid upside options there.My parents had 2-3 rentals when I was growing up, I worked for a property manager before while in undergrad, ran a successful painting contracting business, am solid at negotiating and selling, have spent my share of time in rough neighborhoods, but I'm concerned I may be too much of a nice guy to ever get too good at evicting poor people.

You can take an apartment building with problems say 40% occupancy and deferred maintenance and bad tenant mix and management problems and use commercial hard money.You will have to figure in the high debt service while turning around.Once stabilized you will refinance out at the new value up to a certain LTV.Take the money and do it again.The larger the project the more the potential ARV spread after stabilized but the more risk.The larger projects take more time to turn around so the churn rate on the money is slower.What happens and I have seen this is people run out of money and the property is taking longer to stabilize than thought.Then you have some money left but not enough to take down a property yourself until you unload this other deal you bought or refi.You then start partnering with different people on different projects which can lead to a mess.You don't just want to grow out of impatience or doing more deals and then get involved with the wrong people or overt extend yourself.You want smart,well thought out,controlled portfolio growth that is highly calculated.

Montelongos "Flip and Grow Rich" manuals, needless to say more information was needed to acquire properties with his strageties, no follow up from his staff for additional assisstance.

Investors who want to grow that big are in Multi family business.

Thanks for that great response.The problem with the exemption is that the code reads "a natural person who sells residential real estate and who lends or services, in one calendar year, no more than five purchase money notes".

Currently investing and growing my portfolio of NPN's.