The broker I left a business card with called me on the phone and asked me how much a property was worth.

Can I simply use my Wyoming LLC that already has its own EIN and bank account and business credit cards to do this master leasing business? 

He explained to me that he has 5 kids and is going through a divorce and tons of credit card debt from redoing the kitchen - all this stuff that isn't my problem. 

In general, once you have no late payments for one year and your credit cards aren't maxed, you should be in the mid 600's for a score, and begin to be eligible to tap that equity.Good luck!

@Griffin StephensCredit cards (used responsibly) can help a lot. 

I don’t want to do a personal loan or use my credit cards, no 401k, and no friends/family that has means to lend.

However I’m getting stuck on the Refi stage, I’m not an American Citizen, I am in the process of applying for a green card......

Since I would highly recommend using cash/heloc over a hard money loan, everything you have will be reserves, including credit cards (which I hope you have access to)Other people's money? 

@Victor Paez, I have purchase a property with hard money, and then used my credit cards to renovate, and then when it comes time to refinance, my debt to income ratio was tight. 

Bought for lot value $23k on 3 credit card checks.