I used it to pay off my primary home mortgage in order to speed up getting rid of that debt.

., and (3) is valuable financially (i.e. more cash to the table, able to shoulder more debt, etc.).

@Kevin Zolea  I'm a believer in good debt vs bad debt.

One of my main reasons for that preference is because I would prefer for the electricity to be in the tenants' names.

The refinance and repeat.B) Use HELOC to pay off all our debt (car loans, credit cards, etc) about 43k.

My original point is and was, there are no requirements to accept a senior lien offer less than total debt.

I am looking for a HELOC on an investment property I own debt free.

Hope to see you there.NICIA.org Main Monthly Meeting 6:30p-9:00p Indiana Wesleyan University 8415 Georgia St Merrillville, IN 46410

One of the main banks that I use for that is based in Wisconsin and does not lend in NV.

All goes according to plan my fiancé will have a real estate license by the end of October and I will start my next full time job on Oct, 8th.I am concerned about my eligibility to obtain a loan and would like to know if anybody has advice on how they would go about tweaking numbers by paying down debt and lowering the down payment to lower the Debt to income ratio to get approved or if they think I sound like I’m in a sound position.