Relationships are a two-way street.It's not that anyone hates you, it's just that there's not a lot to talk about without tax returns, credit, bank statements, paystubs, et cetera. 

You should play the lotto with those types of improbable odds.

I still have a lot to learn and many mistakes to make.

I have a lot to think about.

There are a few other things south and many from around Boston up into NH as well.Sounds like you have a lot of good experience and can bring a lot to the table.  

But, making two applications is a bad idea, sounds like a good one, but it causes issues.Credit inquiries are not the big issue, here's what can be;Bank A sees you went someplace else, the delay working on your app until you explain what you're doingBank B can do the same thingThey will delay settlements to ensure, by verification you aren't getting another loan of any kind, that changes your ratios.Dealing in good faith means a lot to a lender, if they feel like you're just jacking them around, they might reciprocate.If both lenders reciprocate, you're in the cold, butIf you can energize them back into action, you still delayed things and you have pie on your face.This is also an indication of your management techniques running your business, not cool they may decide they just don't think you're ready for their bank from a business point of view, remember this is commercial, not consumer, if they doubt you management/business skills and ethics, you're gone.Biggest flag begins with an attempt of fraud, trying to get more than one loan, usually such attempts will never happen, too many checks in place, doesn't mean someone may not try, so your intent is questioned.How to avoid all this, tell Bank A that you will go with them, but because time is of the essence and because they can't totally commit ask them, inform them, that you'd like to see if bank B could be used to back up the deal.

But the class will give you more insight, just like any school, classroom participation is a good thing.As to a finance class, always a good class to take, but you won't have a lot to apply to RE specifically from one or two classes, you'd need more along with other classes, economics and accounting being a couple.

You have hit the JACKPOT of resources for real estate investors.

People make it happen for sure, but I've personally have found that working with a solid team delivers much better results and there is a lot to be said for the ability to divide and conquer.Now, of course, if you find that you don't enjoy working on a team, then that really trumps everything I've noted above.

The balance of population to new homes has a lot to do with prices.I think I did a post where I discussed the weather had been bad for lot development for about 6 month a year or so ago.