They have turned down my contingency to be able to title search the property, but they have title insurance and are willing to convey that to me.

Since the lender, and almost all lenders with insure their DSCR, or Debt Service Cover Ratio is met. 

I also used to be in insurance sales.

She is willing to sell it for what she owes.Numbers on the deal-95k 1st mortgage @3.875% ($890/mo) - her insurance is $2440/yr ($203/mo)- I was quoted at $650/yr ($54/mo)- her escrow shortage was $896, but if paid in full, her 1st mtg payment is $815/mo-10k 2nd mortgage @14.9% ($217/mo)-35-45k estimated repairs (I would do some work myself to get the cost down lower than 35k)-ARV is around 160-165k-Rent market ~ $1200/moMy thoughtsIf I paid off the 2nd mortgage (10k) and got a better insurance, the new mortgage would be around $613/mo.

I told them I would have to talk to my insurance and get back to them. 

Mortgage, insurance and taxes amount to 2000 dollars and we rent it for 1850 minus the 150 a month for property management. 

All subs are correctly licensed and insured.3.

I have a 3 br/3 bath unit that we just renovated and have listed up for rent...have had a TON of interest with 8 applications even before the first open house.I just got a contact from a company that does placements for an insurance company ....they place clients that have been displaced due to damage to their homes.

Better off hiring a company that keeps records & invoices and has insurance.

Are you sure that Insurance on a new build investment triplex will only cost $86/m?