I would get ready for other options as well.

Should I look at other nearby counties with lower home prices?

STR that do the best have a target audience based on the the surrounding options that improve the vacation experience.

These cards often have lower credit limits and may offer rewards or benefits tailored to first-time users.

From what I was told by a Chase lender, most institutions use the same underwriters, who implement this 2 year requirement.I understand that private lending could be an option, however, I'm not sure who would lend to me with favorable terms based on my lack of real estate experience.

We have good products for under 30 days and over 6 months, but not a lot of great options for between.  

My concern with Columbus is it reminds me a bit of Memphis TN a few years ago where it was flooded with investors and nearly all homes were out of state investor owned leading to a lot of competition to market rentals to tenants, and lower home appreciation as a result. 

However, converting these into desirable, owner-occupied homes could capture untapped market segments, particularly as economic conditions improve.Age Distribution and Market DemandDiverse Age Groups: The presence of young adults and an aging population suggests varied housing needs—from starter homes to downsizing options.

Here's what I created in an attempt to get either a lower price or better payment terms with seller financing.Background:  This is an international property in a Country that it's fairly common to ask for payments.  

Our goal is to me a more accessible luxury option for couples and families.