. … The real danger comes from encouraging or inadvertently tolerating rising inflation.”The classic monetary theorist Irving Fisher had warned, “Irredeemable paper money has almost invariably proved a curse to the country employing it.”

Realize, talking to some clerk at a PHA, you may well be speaking to a tenant in that PHA, employment preferences, so they may be speaking out of the PHA but they don't speak for the PHA, the only thing that counts are written replies by proper authority, usually the executive director or department head as authorized by the board of commissioners. :) 

However, this is in direct contrast to the OPs stated desires (if I'm understanding correctly) to have higher cash flow day one ... always important to consider both the quality of the cash flow in addition to the quantity ...

There are several other red flags that you mention in your podcast (weekly rentals, in the county but close to good employers).

The Fed cited its dual mandate of achieving maximum employment and price stabilization as supporting its decision to raise rates, but stated that actual decisions to raise the federal funds rate are based on close readings and information about global and domestic economic developments; future decisions could be impacted by emerging economic factors.

I'm in a classic dilemma:Strong credit 740+Net worth >$2.2M (primarily in equity, so not easily liquid)Great track record in real estateSelf- Employed in same industry/field  for many years, with YoY growth in income.Almost no revolving debt (two car payments and varying credit card balance, but minor)Tax returns UNDERSTANDABLY write off as much as possible (income looks low), so QM lenders can't read between the lines.Debt/Income ratio is high (55%) when considering tax returns as the source our net income and then mortgage payments on my 4 properties (not apples to apples).Asset based qualification seems to be a rare process?  

I know the difference between GROSS and NET, but my NET income has a deduction of contributions to my employer IRA fund so I think I'd add that back into the NET amount, right? 

The agent needs to agree to reduce their commission.This strategy is often employed by agents/brokers when they buy properties for themselves.

Verifying employment, verifying pay stubs are real (yes I have seen counterfeit ones before), credit checks, eviction/judgement records, criminal background check and last but not least, a written rental verification from their previous landlord.Feel free to reach out to me with any questions and/or advice.

Friday, it came out of underwriting and they said to have the buyers do one more verification of employment since it's been so long.