I don't disagree with anything said before me, but I think for a newbie, with no experience, you might feel overwhelmed with a property that has 2-4 units.

@Max Tanenbaum I completely disagree with your approach.

(of which I don't completely disagree.)..  

I would have to disagree with the idea " If it is Comed's contractors, they have to do a good job".

I disagree..

Then, if you disagree, you can go to arbitration and pay even more.

Some People may disagree but I say the best thing you can do is jump in.

And I also disagree with the premise that putting money in a Roth is a great idea regardless for diversification purposes.

While I agree with others that being vacant is better than having a squatter tenant, I disagree that being vacant is better than flexing your requirements.

Looking at your earlier comment about DTI, I would disagree with the fact that just bc they are making payments on time now, doesn't mean they always will and that's the point of a credit check.