Who pays for the smoke damage to the brand new couch??  

New Years holiday and they left the stove on or smoking in the apartment.

Or code updates - new smoke / CO2 detectors for example.Also budget some for electric.  

Prescreening for policy(smoking,pets), income and willingness for background, criminal, eviction checks.2.

Please let me know if i am smoking something.

.$300 for electrical run$50 for CO/smoke detector$300 for gas$600 to build new closet for furnace door, framing, drywall, etc.$800 to provide new soffits, you don't have to do this. 

History is she pays a few months when pushed, then goes dark.

What if you can't figure out FB or BP or whatever else, send smoke signals if you have to but don't ever give up or over think things.Good luck!!

Here in AZ the inspector meets the landlord and the tenant at the property and does his inspection, it is always a very cordial meeting, they give plenty of notice and he is just checking on the safety of the property (GFI outlets, working smoke detectors,  refrigerator, stove and ovens working, cleanliness and doors/windows opening correctly) I have never had one fail the inspection but I am big on safety also.  

If you think all loans end in days, then you're either the smoke blower, or just smoking.There are often times that a variety of issues come about which extends the process.