However, this comes with the caveat that you and your husband are prepared to cover any potential increases in mortgage payments after the renewal, especially if the new rate is significantly higher than the current 3.5%, which I ignore since I am not versed in the mortgage system in Canada (although it does sound a bit like an adjustable rate mortgage from what you described).Before making a decision, I recommend speaking with a financial advisor or a mortgage broker to explore your refinancing options and get a sense of what rates you might be looking at come June.

There are currently 60 categories.  

Most of the small multis trade for way above what would make sense with current interest rates.

Currently I am leaning towards the market of rental properties, but am staying open minded.

@Timothy Eaton I have created an initial application that has basic information on it like name of all tenants applying, address, make and model of any vehicles, previous landlords, personal references, and I ask what types of debt they currently have and any pets.

Currently my plan is to either find a duplex, or a single family home and rent the other rooms.

With all the lawsuits, scams, and violent attacks on agents recently, nobody should be surprised about these changes unless they’re clueless about current events.

I currently have one property listed on Airbnb.

Currently receiving 7k in total rent from this property. 

If you currently have that kind of equity, you might take out a line of credit to buy the next one and avoid needing a partner.