And if you go to a bank, if you have much better credit, you can get much better rates and terms and get a rehab to permanent that converts from one kind of loan to another once it is renovated.Hope that helps.

For those buy and hold investors out there, you know all too well that if you give (some) tenants an inch, they'll take a mile. 

Some basement finished space like a rec room  is also a plus if the basement does not flood and is easily convertible. 

Thus, if you have rentals and you really want to fund retirement plans with rental cash flow, you have to convert passive income into income that is subject to Self Employment taxes.

Now need to convert over to commercial financing with much higher rates and shorter amortization schedule which appears to be making deal a no go either way. 

It’s finding the bank that will see that we’ve used our $100k+ Credit cards responsibly and convert to LOC

Converted the apartment to a full time rental property, up till now, where I just got this feeling that it's likely better to sell and re-invest elsewhere than to keep it as maintenance costs are starting to rise, and the complex's neighbors are starting to degrade.As a result, I think I'm about to get thrown into the deep end of having to do a 1031 transfer as a first play into doing RE investment, so there's some sense of urgency as well, which is not comfortable.I'm by no means a pro, and by day I'm a full time manager at a startup, running technical sales.

Then, you need to figure out the cost to convert the whole building to electricity and determine by how much you'll decrease your energy expenses in order to make sure you have a positive ROI. 

Even a fixed mobile home on owned land that has been legally converted to real property still has a depreciation schedule wildly different from the overwhelming majority of real estate situations.Secondly, you say that CoCR cannot handle any scenario beyond the first year.

Previous year results are there for comparison.Average winning interest rates inched slightly higher compared to the last year, and the number of winning investors was 88 compares to 89 the previous year.I eliminated the "Struck to County" liens which are the liens nobody bid on and are now held by the county.