You can do it in Excel with the financial functions, such as PMT, FV, PV, NPER, and RATE.When you're considering a loan with a balloon, you use the amortization period to calculate the payment.  

A great combination!!

The best is a combination of Trulia/zillow, Craigslist and sign out in front of the property if you want to do it yourself.  

As a business person I could not function without a pile of other peoples business cards.

It becomes more of a function of interest cost, rather than interest rate.

Or any combination of these.If you put together a good package that makes sense to these lenders you will be able to get your deal done.  

@Eric Bellefontaine as others have said this is a function of your market.

@Anthony Caramanica I would just stick with Life Insurance or combine the two approaches.

Most successful wholesalers of residential property concentrate in the areas where the real estate brokers don't function well - "ugly" houses, those that need extensive renovation, low priced homes not worth the realtors time or energy, and those homes in certain "redlined" neighborhoods where the major real estate brokers choose not to operate.

If there ARE any MN investors interested in combining leverage power, I am considering widening my "wolf pack" a little.