However, I am afraid that the seller comes back to us saying he didn't say the term and didn't let the seller's agent sign the counter offer.

if you are not then you are filing your taxes wrongdo not be afraid of the irs, make sure you are doing your taxes right and keep all your receipts in a shoebox in case you are audited them hand them the box of receipts, they will say you need to organize these receipts then you say you don't keep records for the irs- audit overdo some research and get to a class youll be amazed at what you can right offenjoy

The other- was afraid and dealt directly with my attorney until paid in full ( she left with serious damage to the house as well as owed past due rent).

I am getting tired of hearing about these types of people and I'm afraid it only seems to get worse as the market improves and more people jump into real estate.  

I'm afraid to go into lesser neighborhoods at this point.

I'm just afraid they may not have been done correctly and would end up owning late or penalty fees. 

Several years ago, we had lost some money in the stock market, and I think that he's afraid of losing again.

I would at least be prepared for the possibility that you might be under water for a while.If you're looking to maximize cash flow and aren't afraid of getting your hands dirty, I'd look at Sanford, Biddeford, Brunswick, Augusta or Bangor. 

One of those crystal ball questions I am afraid!

We could have bought a condo in Austin for $20,000 that sales for over $100,000 now and makes good rent, but we were uneducated in real estate and too afraid of risk.