There are also additional costs of operating and maintaining an LLC, like separate bank accounts, annual report filings, tax filings, etc.2.

. - credit score is above 800.Any guidance on above options or ideas on other financing scenarios would be greatly appreciated.Thanks so much!

We used a local credit union a few years ago to refi many of ours using conforming loans.

@Spencer Elliott- 1) any chance you can leverage  any other properties  2) keep trying the local / smaller  banks and  credit unions for the builder to get  approved  3)  have you  tried  " builders  capital " ?

Additionally, any recommendations on prioritizing things, eg.

@Dan Aharon, depending on your credit score, the rates should start in the 6’s. 

Each LLC has its own checking, savings, and credit card.As expenses occur, I snap pictures of receipts through the QBO app and identify there what property it is for.

I use rentspree for applications and full tenant credit check.   

The Bank in Florida won't give me the H.E.L.O.C because of the property in Puerto Rico and in Puerto Rico I have to be a resident of the Island and Line of Credit are base on income not on equity. 

FHA loans are not credit score driven loans as much as conventional loans are.