My first two portfolios I used my normal "buy and hold" guy and we ran into hiccups with every carrier, then we switched to a commercial insurance policy and it has been blissfully light!

You have to tread lightly and be able to pitch it in the right approach. 

Most specifically, companies with light industrial uses. 

Ask if you have to install curb, gutter, sidewalks, street signs, street lighting or any other special requirements.

Ask if you have to install curb, gutter, sidewalks, street signs, street lighting or any other special requirements.

I now go in three days a week and work remotely the other two (really four days) but I kind of have to be in the City due to the nature of my job. 

And I would like to be near nature - mountains, ocean, rivers, forests etc.

And that a crack in the foundation needs to have ........ and in the real world only a light cover up of $75.00.Please reach out on any questions or concerns I have probably dealt with them a few times.Dave

They apparently have all kinds of electrical things, lights, fixtures, plumbing connections, fasteners...like anything they can get their hands on cheap and in bulk through like amazon returns, or auction sites/locations locally they are doing it.  

Yes, it's always nice if the landlord includes nice fixtures like a back patio but the risk of something breaking is very high.If you want to do something, I would put turf down or include some string lights to hang around the perimeter.