We purchased it for the purpose of rezoning to commercial and expand our existing business model (workspace rental for people in the creative field).

With few years, we occasionally got a quick book by a group of people with trucks and tools.

Many people claim you need one for risk mitigation, but you can get an umbrella policy on your homeowners insurance and mandate your tenants get renter's insurance with you included as an interest or insured to help mitigate this.

There are a ton of great people and resources on here that are willing to help with questions you may have so post them up! 

Network to meet people.

Being a nice guy, you could give them grace and act in good faith, and let them know that you will give them time to set up assistance, but after the next month, if rent is not paid on time, the eviction process will begin.You also must be careful, bc you get into a legal grey area by being nice and giving people breaks, however if you do not give those same breaks to everyone, you open yourself up to discrimination.I would definitely call that bank and tell them to make it right or they will hear from your attorney.The tenants hardships are not your responsibility.

Or what would be a deal that perks both people's ears up?

I contact using group texting but it does not work with non I phone people.

It sounds like an honest mistake was made years ago and most people when confronted with this type of situation are reasonable and will sign whatever is needed to correct it. 

The costs to have a separate entity per property is going to be big.....many people have a mindset where they want to limit their exposure in one LLC to a dollar amount (say $1M or $2M of inventory per LLC).