because I just look at it as interest similar to interest earned at wells fargo, which would be ordinary income, but not subject to self-employment tax.  

They also may be able to get a rather large some of money at a nice low interest rate, so it's an opportunity for them to earn some interest.

While our finances have been limited, I've examined other ways of earning income...  

In the particular case I referred to above, the broker would have had to sell 7 or more $400K SFH to surpass the commission she would earn if she put a little effort into being prepared to sell the MF business about which I inquired.

Most of your questions are not very complicated, and it concerns me that if the agent could not answer/or find an answer that they may drop the ball elsewhere costing you your hard earned money.Michael, yes you are supposed to stay in the FHA property for a minimum of 1 year. 

This has to come out of earned income in your bank account.

Recently I earned an MBA with a real estate focus from the University of Pennsylvania and live in CA (distance learning program).

You sir, have earned an award for "Name That Cap Rate."  

The exchange rate does play a role in my acquisition, as we earned in dollars and had to save up down payments in pounds. 

Get a second job, save ALL earnings for a RE purchase.Use FHA loan.