I would start with the real estate broker side and just get in the door and ask them if you can help cold call for them (calling FSBO or other off market properties to see if they would list their home with the agency).

3% is more than they'd get if it were a traditional sale with two separate real estate agencies.

The agencies will technically lend less than $1MM through their SBL under the multifamily programs. 

My skills didn't really transfer well to most places that I was familiar with that were hiring so I went to a temp agency. 

This section does not impair the right of any statutory or home rule charter city, county, or town:(1) to manage or control property in which it has a financial interest through a housing authority or similar agency;(2) to contract with a property owner;(3) to act as required or authorized by laws or regulations of the United States government or this state; or(4) to mediate between property owners and tenants for the purpose of negotiating rents.Subd. 2.Exception.Subdivision 1 does not preclude a statutory or home rule charter city, county, or town from controlling rents on private residential property to the extent that the city, county, or town has the power to adopt an ordinance, charter amendment, or law to control these rents if the ordinance, charter amendment, or law that controls rents is approved in a general election.

But in some states, you can go through your local/state housing agency and they may have a down payment assistance program available (not sure about Michigan). 

I am selling my place and my realtor provided me with an informed consent regarding dual agency.

A lot of commercial financing (especially agency debt) comes with very high prepayment penalties. 

There are some that do not provide dual-signature accounts that we require the clients to sign/approve any disbursements, etc. 

The smart and experienced firms who expanded and even thrived in the great recession were multifamily owner/manager firms with mostly/exclusively HUD and Agency backed debt.