It is not apples to apples, not even close, it usually just gives a rough number based on a per sq ft basis and does not take into account at all anything like a pool, upgrades, etc.

It's important to make sure you are comparing apples to apples when comparing quotes from contractors. 

Also, amenities and condition of updating affect rent more than square footage, in my experience (as you stated, a luxury 1 bedroom might rent for more than a 3 bedroom of the same size, but then you're not comparing apples to apples - if you compare a 1 bed and a 3 bed in the same neighborhood with the same amenities and interior condition and square footage, the 3 bed will command a higher rent). 

Compare A and B without points (apples to apples so to speak)A: 3.875% and $1076B: 3.975% and $3087.50Assuming these expenses are correct then you can see your answer right there.

There are a multitude of variables and even if you are comparing (what you think) is apples to apples; it's likely not going to be the same rate if you are in one state and the other property  you are comparing it to is in another state.

Get up from in front of the TV, get a second job, and pay off your debts.That second job doesn't have t be flipping burgers.

Ever seen the TV show "Flip This House".

[i]RESPONSE: Again, you are comparing apples and oranges but...The front end mortgage insurance can be financed and or gifted/granted/conceded (seller concession).

That's how close it seems we may be to the edge....trueworldhistory.info, jim rogers, max keiser, peter schiff, jim grant. check out these and see what the hidden from tv experts have been saying for the last decade or more!

I second Richard's comments.The property can be liened on if the bill is not paid, unlike TV, electric, phone, or trash.