The reason I am selling the Condo is to pay off some personal, and unexpected debts of about $18,000 to decrease my DTI to help me qualify for my Dads VA loan (they want to move to Texas), which is a 3BD 2BA single family home. 

As I explained above there are two contribution components, the profit sharing component is based on the percentage, but not the elective deferral.

That means shorter loan terms, higher qualification hurdles and floating rate or balloon components.

It forces users to manually split mortgage payments into various components every month, has a painful process to start new mortgages and close out existing ones, and generally has a miserable process for handling everything around loans and amortization. 

You might consider exploring refinancing into bridge loan with a rehab component.

Thanks to the Cost Segregation Study, the property investors were able to reclassify the property components and accelerate their depreciation for a total of $356,000 in the first year.The use of the accelerated depreciation strategy helps real estate investors to reduce the tax liability immediately which therefore increases their bottom line due to the offsetting of income.

I think you have little to no clue what your talking about, that there is at least some component level of jealousy for this guy @James Wise who is blowing up all over YouTube and BP that everyone is talking about, and you watched a deal episode with the blinders of jealousy on and found some points that upset you and set out on a mission to find some kind of flaw with James WIse to yell from the Mt tops.

The basic main components are: Payment amount, how often, how long, total purchase price.I focus on the payment amount not the interest rate.

& this is for properties with a value-add component via under-market rents. it has to be priced according to current rents, not potential rents. but also.. if the price you come to doesn't work with current rates, like it won't meet a 1.2x cashflow ratio or you personal COCR goals, offer what you want to offer & explain why!

You have many possibilities:Research Contract for Deed & Seller Carry back financing.If they were able to qualify with a non QM lender for the 1st Mortgage  you could possibly have a 2nd position loan with an equity participation component.