For example Hospitable has a option for this through there direct bookings payout sections but it is only for specific states.

Commercial Revenue Generating properties like office buildings, apartment buildings, retail centers, etc (banks call it "CRE" lending) are typically evaluated from their net operating income, not gross.

What you want to avoid is a lengthy contract with extension options.

If not, they may want to speak to a mortgage broker local here in Florida to help expand their options! 

Yes, but the 3rd option is I pay the remaining seller note principle in cash via my own savings/lines of credit. 

So typically 5 units or above.

There are tons of threads here on BiggerPockets where you have a new investor bashing a property manager, seller or turnkey guy and then when the experienced investors chime in it becomes very clear that the new investor wasn't telling the whole story and there typically wasn't any wrongdoing by the property manager, seller, turnkey guy or what have you.

Another option is joining real estate groups on Facebook or LinkedIn.

If the rent stabilizes, I can then consider refinancing these properties using DSCR or other valid options (please educate me, and let me know what other options you think are valid).

In the end, it may be the same amount of money or more, but it will just have to be structured differently as you navigate the shifting market.Northwest Valley would be a good option.