Insurance, bank accounts, credit cards, etc.You are probably making your life more complicated and expensive than it needs to be.

Thats so true

Always ask for references and examples of similar projects (pictures)The Red Flags you have to Avoid:Lowball bids (too good to be true often is).Poor communication or delays in responding.Hesitation to provide references or sign a detailed contract.Cash-only deals or pushy behavior to secure the job.

Again MAY be true.  

Notes selling for $35-40k had true house values to a buyer at $10-15k.  

If you thinking there is some "giant" "fat" to cut out of Real Estate transactions I'm sorry it just is not true.

my research shows 2.99% fee with Debit or Credit card to tenant if they pay use these forms of payment.

Not always true, however typically HELOCs will go to a max loan to value ratio of 85, sometimes 90%.

Send them thank you and Christmas card for leaving.

If someone posts something negative about me that is not true and I request them to retract it and they do not, they will be getting sued for enough that they will never consider doing it again.