I would be okay on taking the risk if I didn't have others to rely on me. 

Based on my experience here might be why these things happened.Grass - we rely on our landscapers to let us know how the grass is doing, and they are allowed to adjust sprinklers.

But yes, if a lease contradicts the statute, and the tenant relies on it to his detriment, the LL could be held to the lease provision.

A team - I have been bitten too many times, relying on one cleaner, so every place I hire has to be able to provide at least 2 cleaners in case there is an issue for 1 on a turnover day. 4.

The past few years have shown us that relying on historical data without adjusting for current and projected trends can lead to significant shortfalls in underwriting.

Generally, for the optimal refinance, these are top of mind for BRRRR strategy investors:Return of capital: The key “secret sauce” of the BRRRR method is to build portfolios using the same capital over and over—which relies on getting your basis (or more) back on the refinance, where basis refers to the money you invested in the property (down payment and cash used for renovations).Speed: Refinance lenders use the term “seasoning” to refer to the amount of time (typically in months) between the purchase of the property and the refinance.

Since your situation hasn’t changed much, you should be able to qualify without relying on your house hacking income, especially if you qualified initially without it.

Yes I agree the strategy relies on these promo rates, similar to credit card hopping, but I'm not gonna become lax in my lifestyle/budget or reduce my payments to the minimum interest owed, I'm still going to pay the same amount per month I was paying previously but the payment will go a lot farther in terms of making a dent in the principal.

I have some funds sitting in a SDIRA account that I have thought about, but I'm not at the point where I've had to rely on that to invest with. 

Your plan to rely on landlord insurance and umbrella insurance for protection is a good approach while you’re learning.