Especially if the other kids follow suit, they'll likely need some kind of housing for a significant period of time nearby so buying now wouldn't be the worst move. 

Choose a location with low-cost homeowners insurance because they have the lowest risk of natural disasters: Insurance - ValuePenguinIf you follow the above process, you will now have a short list of potential cities that are very likely to appreciate much faster than others due to their strong fundamentals.

You can start with interviewing 2-3 agents and look for proven track record.

If so, yes Dayton rents follow the 1% to 1.3% rule.

This is a follow up post to one I created yesterday regarding a DSCR loan.  

Here are some key red flags to watch for:🔴 Lack of experience: A borrower without a proven track record in real estate projects may struggle to navigate unexpected challenges.🔴 Overly optimistic projections: Unrealistic ARV (after-repair value) or underestimated rehab costs can signal poor planning—or worse, a lack of transparency.🔴 Incomplete or disorganized documentation: Missing detailed plans, financial statements, or timelines could mean the borrower isn’t ready to execute the project successfully.🔴 Over-leveraged finances: Borrowers with excessive debt or insufficient personal capital invested in the deal could pose a greater risk of default.🔴 Questionable property comps: Overstated market values or inappropriate comparables may mean they’re inflating expectations.As always, thorough due diligence is your best protection.

You need to not necessarily follow a book to a T, but just basic principles.

Thanks for the additional resources for me to follow up with!

Justa. quick follow up - is there anyway to refinance with traditional bank within 3 months?

Yes, I'm familiar with WCI and have followed the blog/podcasts since I was in residency.