But if you have 12 US properties, that's plenty to show in a resume/portfolio for any serious HML. 

@Jeffery Jones As someone who owns 6 single-family homes under the Section 8 program and runs a property management company that manages over 100 Section 8 properties, I’ve learned a lot about the ins and outs of the program—not just the idealized version often shared on social media.If done correctly, Section 8 can be a great way to diversify a portfolio.

Due to the size of your portfolio you might outgrow it, but I find it to do most everything I require.

Building relationships with lenders, agents, and investors will also be key to scaling your portfolio.

@Wale Lawal I would like to gain experience but like you said that is my long term goal to get appreciation and build a nice portfolio over time.

I currently earn a solid income from my day job and am working to diversify my investment portfolio by focusing on multifamily real estate.

Those willing to go beyond that could be good partners for real estate investors.Traditional banks/Local Banks and non-bank lenders - If they are a portfolio lender, meaning they actually hold on to the loan and don't just collect your payment, then they have the ability to be flexible.

Maybe you should liquidate a portion of your portfolio just in case.

That is how my portfolio had been stacked for 10+ years - I would buy class A/B assets with little cash flow but hold long term for appreciation.

Just wondering what they would charge for a small portfolio.