Major Bank (Chase)- 6.99 no points.

why no MLS  agents may have done a bunch of your homework up front.. just offer what makes sense to you.. me personally I would start with  the zoning maps and only look at props zoned for the size you want to create.. then work backwards.. no sense chasing deals without knowing the zoning up front.

Telling my son who wanted to be a professional football player that he would never be a pro football player didn't go over well either. 

Remember, no system is perfect, so avoid the temptation of constantly chasing after the next shiny object.

I am with Chase and we are regulated as well as have a AML program in place.

I believe a google search yielded the largest management players and a few conversations with them gave me a good idea of how everything worked, though things are hazy now as it's been over a year.  

My dear friend is one of the biggest players in Miami, and she told me, Bob do not touch S FL, stay in Cleveland Good luck  I am moving to Miami.

You would be better off having two properties at 50% leverage than one at 0%.3) You lose out on appreciation benefits by having one property unleveraged when you could have four properties at 75% leveraged4) Unleveraged properties are a target for ambulance-chasing lawyers and also now fraud. 

Avoid the national players.

Start sourcing deals and become a deal magnet.That's one option.....I'm sure there are many.Find out who the big players in your town are.