Kim:Kitty litter (the coarse pellet kind) will also work in a pinch ... for traction, it won't melt your ice.

I'm not a fan of HomeDepot or Lowes for appliances, but I will in a pinch

I have had to sell a car for well under value when I was in a pinch.

You can probably get a good feel for market conditions and whether you are in a bit of a pinch.  

Even though we'd try to work as quickly and inexpensively as possible, for whatever reason the house didn't sell, we wouldn't be in too much of a financial pinch if we had to carry the costs until it sold. 29K list price (we'd negotiate)+ 20K budget= 49Klist at 100K (thats on the low end)51,000 profit(not sure about closing costs, so I didn't add that in)

As the market softens (and it will at some point), the owners of the buildings bought recently at less than 1% rents with 80% loans will feel the pinch.

I mean good to me I haven't yet had a inspector come out and take a look yet.The pinch for me is this.

In other words, you cannot count on it in a pinch nor access it in a hurry.

@Ron Trinh the appraisal is expensive but they have been very understanding of the pinch I am and everything is done via online so that is very nice.

Like others have said, solid vacation markets people can easily get to in a pinch.