Two best options are house hack or sell and acquire a 1031 property.

These solutions can make a huge difference, and the long-term option will really help set your STR up for success.

I’m new to all of this and looking at 401k loans and HELOC as options.

How many mortgage lenders have you spoken with to get qualified and discuss allowable down payment options?

There are just too many options available to go directly to the supplier!

There are a few options(1)You can get connected with the larger wholesaler firms in the area (2) go through PCPAO site and skiptrace the buyers of similar properties as yours, (3) hunt down the agents involved in the sale of properties similar to yours or go to local REI meetings and pitch it to the investors there. 

Also, research other areas where you can invest as a private money lender (fix and flip is just one option)... 

But there’s another option that’s often overlooked: mortgage recasting.

Okay, I think co-signing could potentially be an option in the future.

I’m committed to keeping my options open and continuing to learn about being a landlord to ensure I’m well-prepared for my first purchase.To improve my ability to analyze deals, I’ve developed a two-part plan:Join a local BP meet-up group to discuss my goals and support others.Continue learning and engaging with the BP forum.Thank you again for your guidance—it’s truly appreciated!