Ended up pressing charges for breaking/entering, obtaining property under false pretense, fraud, and criminal trespass.

To obtain a loan with little credit, consider DSCR loans, FHA loans, co-signers, and credit unions.

In this arrangement, instead of obtaining a traditional mortgage from a bank, you negotiate directly with the seller to finance the purchase of their property.

And there’s legal risk, the risk that either through insufficient documentation, or adverse court decisions, the creditors ability to obtain ownership of the secured collateral in event of default is compromised.  

Regardless, it is essential to promptly follow up – consider obtaining a second opinion from another HVAC company and focus on completing any necessary repairs.

If the goal is psychological because you have too much debt to sleep well at night then sell some properties and use the proceeds to pay off the debt on your remaining properties; or better still obtain the services of either a psychologist who can get you over your uneasiness or seek out a financial advisor who can convince you of the difference  between consumer debt “ bad” and investment/business debt “good”. 

Now, if you have used your entitlement to obtain a VA loan and it is a small amount, I believe you can obtain another loan if you have sufficient entitlements remianing and the original loan was assumed.

I know how to set up an LLC in NC and obtain an EIN so I don't need a full service.

I meant for Navid to obtain a HELOC type loan without the need to refinance the current debt (I suppose if available but there is always a way).

It’s a fairly sophisticated operation, with an unusually long time lag between first identifying the unclaimed funds, tracking the beneficiaries, obtaining a contract from said beneficiaries, gathering all the documents needed for “proof”, dealing with numerous government agencies, and finally hopefully having your client receive the funds and you getting paid.