If you ask the manager to justify a fee and he starts hemming and hawing, move on or require them to remove the fee.

google "all inclusive Deed of Trust" fantastic CA document we used all the way back in the early 80s If I'm not mistaken though a wrap would require the 2nd buyer to also agree to financing terms; which would be the same as me (the 1st buyer). 

Purchase price: $275,000 Cash invested: $45,000 Sale price: $400,000 Contributors: Adam Schooley This townhouse, which had gone through probate, suffered from significant water damage to the drywall and required updates throughout.

Purchase price: $275,000 Cash invested: $45,000 Sale price: $410,000 Contributors: Adam Schooley This townhouse, which had gone through probate, suffered from significant water damage to the drywall and required updates throughout.

As a result any “offering” must either be a registered securities offering, or qualify for an exemption from the required registration.

I make sure I screen each potential tenant thoroughly (background and credit checks) and require references.

Hi Thu, I have not purchased any properties that require permitting yet.

Yes, my banks require a 1.2 DSCR debt service coverage ratio, meaning they want to see rent 20% higher than the mortgage payment.

What special purpose equipment do you have for an ADU/Office that required unique wiring for it to function? 

If you can find practice tests, that is my recommendation - that is what I did after taking the required time component and did not have any issues passing the test.