They also took off:- 2 year landlord experience requirement (so its not needed any more)- 2% count for student loan debts as monthly payment now down to 1% (only applies to student loans in deferment- and a few others but these definitely show that freddie is loosening up a lot 

I do not see them reversing this trend and loosening the reins in the near future.

Even with the current loosening and restructuring of existing mortgages, banks are going to scrutinize transactions to make a profit as well.

Sit tight it should loosen up.I have talked to some folks in Seattle and they have noticed a drop in home prices.

The people I speak with point to how difficult it is to get permits and get building approved in San Diego, so until construction regulations loosen up I think its fair to expect inventory to stay low.

They claim that when it gets cold the shark bite fasteners could "loosen" causing the pex to leak.  

Over the past few years, lending standards have loosened and just about anyone who could fog a mirror could buy a house.

Not sure if they have loosened up on funding these again.

The capital markets have largely loosened up since the covid paralysis though underwriting has tightened with increased credit score requirements.

Cash constraints will loosen up once you complete your first BRRR.