Most people don't understand the simple logic in business.

The logical solution is that market rents be adjusted to account for landlords additional cost.  

I've got my mother's work ethic and the carpenter logical mindset of my father.

@Michael Ndjondo makadi I think I agree with @Dan Heuschele logic here, if you want to generate more capital to invest in higher value assets. 

Sounds like your logic is correct.

@Sebastian E.lenders and the mortgage investors generally gauge the cost of foreclosing and what they can get at auction versus taking a loss on a shortsale.But, you also have to realize that the person assigned to negotiate the shortsale usually has 200+ files to deal with.Sometimes logic doesn't work with these folks.

Went through the same logic,,, refinanced to a 15 year in 2004 and basically got back all the invested capital.

There is no logic in that if the property is worth anything at all.

[Real Estate investing included]Nature tells that a baby cannot walk in 1 month while logic tells us a 90-year-old may not be able to run a marathon in the Himalayas in 1 day. 

Estimate around 500-600 to put aside for vacancies, insurance, repairs etc.. netting me 1500 month cash flow which puts me exactly at 20% down payment at just under 3 years.Is my thinking logical?