I'm not sure I would get to cute trying to squeeze every time out of it now with a lease that might cause you issues in the future, but the scenario you describe is common and probably smart. 

Our main issue is these properties are owned in an LLC.

I'll send you a DM on a recommendation for a law firm a lot of our clients use.

Premiums in Iowa, Minnesota, Montana, Utah, and Washington jumped by more than 20 percent.The insurance situation is especially serious in California and Florida.In 2023, around 7 percent of realtors saw deals fall through due to insurance issues, with the share jumping to 13 percent last year as of October, according the California Association of Realtors.

And also that rates are just going to continue to be an issue, so it's likely something to plan for in rent rates and/or overall investment costs. 

You need to know the appeal laws where you are.

I want to share my experience with Jenny Yi, an STR designer in case others have had similar issues.

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

The most valuable lessons are issues that stop you in your tracks and you devote time and effort to solving them.  

3) If their handyman can't handle a repair issue and they have to hire outside contractors, many PMC's will then charge a markup for their time - but they don't tell you this upfront or disclose in their management contract.