Feel free to inquire about their staff qualifications if it's a larger organization.2.

I would like if you ever need a licensed GC to do renovations/Tenant Improvement projects I have a group for that.  

The lessons you learned the hard way in 2008 will be invaluable now, and it’s great that you’re aiming to stay small-scale and within your comfort zone of Sacramento, which gives you an advantage of knowledge in that market.Given your experience, I'd say start by focusing on three key areas to build confidence and minimize risks:Budget Control: Over-renovating was one of the big mistakes you mentioned.

I own one half, 3 bed 3 bath, and I’m currently living in and renovating it with plans to rent down the line.

Then your best bet are probably community banks which have more flexibility (albeit worse terms) than larger banks and also worth looking into are DSCR lenders.

Brian,We see a lot of "residential" investors taking on larger deductibles than they have in years past, and even more so as we see rates increasing in a hard insurance market. 

Start by scheduling a walk-through to assess the property and confirm renovation needs.

Hey ScottWe are primarily in the Tampa market and notice our larger homes that are non pool suffer as well. 

We host Free Meetups in Boston, Worcester, Lowell, Manchester, Portsmouth, and Biddeford. 3️⃣ BRRRR Method (Buy, Rehab, Rent, Refinance, Repeat):Find distressed properties, add value through renovations, and refinance to pull most of your cash back out.

Did you complete the renovations on a property?