I can't speak about if HOA fees affect home prices, so much as I can mention that some buyers specifically look for no-HOA properties, or must factor in the HOA fee when deciding what monthly mortgage payment they can afford.If a buyer's finances are tight enough that the HOA fees make them question if they can afford the property, then they're probably not the right buyers.Some of my buyer clients just want to be in xyz neighborhood, and the HOA fee is just one of those things they know comes with the territory.I serve Pinehurst, NC, which is internationally known as a mecca for Golf enthusiasts. 

🤷‍♂️Love this post and what Scotty posted.Congrats on your success thus far.As much as I love real estate and business it never is passive and never will be totally passive unfortunately.There is always a risk component involved and a reliance on someone.There will always be that gut wrenching phone call that makes the stomach turn.It all come's down to how much is enough for someone to live a happy life.I unofficially retired at 28 and am back chasing now at 36.Parents and family are getting older and have a huge will and in a way pressure to retire my old man.A beautiful person and father.I've checked off mum and uncle from the list hahaFew more to go lolI am and always will be a "real estate guy" per se but a few years ago I asked myself this question:"How can I get the highest possible return, with the least amount of risk, without doing any work and without involving anyone else?"

You need to separate your terms.Lastly.A motivated seller is anyone willing to sell their house below market value.The "willing to sell below market value" is the KEY component that makes someone motivated...

Does anyone know of any lenders that will lend on residential development projects (SF) in the Caribbean?  specifically the Bahamas?

Some Canadian banks have international lending divisions that may be able to assist you in obtaining financing for US properties.

So it is a strategy to use while reinvesting the money and creating cash flow, but during retirement when looking for income by taking loans that you won't reimburse, then use an internal policy loan.

The properties will be for sale to International buyers.

What a nightmare:1) Lack of transparency and inconsistencies in their internal policies so it is difficult to get proper help from their "Success" team when they give conflicting information.2) We are listed as a quiet retreat space as an alternative the raucous downtown Nashville scene.

It is better to know before you sign rather than after you close whether you need a permit for your project. 3.Sewer and Utilities Prior to purchasing vacant land, another important component to understand is whether the land is connected to the sewer line and utilities.

We do internal audits on our exchanges.