So, your tenant's financial situation remains stable. 

@Tami Dzenitis just understand that he cannot give advice to you or the seller and has to remain impartial.

Let’s mention some of the top U.S. states where seasonality is less impactful and real estate investment opportunities remain steady.Florida: The Sunshine State with Year-Round DemandFlorida has long been a hotspot for real estate, and not just because of its beaches and warm climate.

Here's why savvy investors should have San Antonio on their radar for 2025 and beyond.Steady Population GrowthSan Antonio's growth trajectory remains strong, with a 1.5% population increase since 2022 [1].

My total credit utilization would remain < 30% after taking the cash 3.  

Rent out a unit and live for the remaining year, likely paying oop for a portion of debt service or operating expenses• Holding costs have been recouped, then save remaining funds, after my oop costs, for remainder of the year or until desired saving fund reached7.

And, due to the arid environment, property upkeep generally remains minimal, saving on both time and costs compared to areas with high weather impact.Moreover, the mid-term rental (MTR) market in Las Vegas presents a significant financial upside, often doubling the rental income compared to standard long-term leasing.

I do this because it is a hedge against a business downturn, failure, and a hedge against inflation.

Primary home is valued at $850k (purchased at $450k), with less than $20k remaining in the mortgage.

Colorado does allow super liens, but typically, for them to remain enforceable after foreclosure, they would need to be properly filed before the foreclosure process begins.