There really isn't any magic to the Wally Wrap, but it does solve some issues and it has been vetted with thousands of transactions.

Both lost their homes because of the shuricanes and went into having credit issues because of this.

If you made those free they'd be complaining about jobs or supermarket deserts or lack of public transportation or some other issue.

I don't anticipate any issues, but you never know.

You may be able to lean on the title company if they missed something, but generally if the deal closed and its not an issue of material disclosure or title or something its generally your issue now, the owner doesn't really have an obligation to comply if they closed according to the CD you signed.  

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@Craig Oram this is a common issue.

@Izraul HidashiIn general:Investor or certificate holder -> underwriter (creates the certificate) -> Depositor (issuing entity) -> Seller (purchases note) -> Originator (or creditor that created the note) -> borrower

This issue also naturally drives up deductibles.  

I bet if converted BACK, it would be 4br+, probably a rather spacious 4br+: - a whole lot easier to rent given much more demand for such vs efficiency or 1brs- no longer competing in any way against apartments- no more utility issues, because tenants cover 100% of there own utilaties- no more headaches of wrangling different persons to play nice togetherAnd on and on and on......